A significant change to the maintenance-fund requirements for UK Student visas was announced by the UK Home Office on 14 October 2025. International students will now need to demonstrate higher maintenance funds when applying for immigration permission under the ‘Student’ route on or after 11 November 2025.Â
Despite these updates, the UK continues to be a top destination for international students, offering world-class education, globally recognised qualifications, and vibrant multicultural campuses.
What are Maintenance Funds for a UK Student Visa?
Maintenance funds are the financial proof required to demonstrate that international students can support themselves during their studies in the UK. International students must show they possess sufficient funds to cover living expenses and tuition fees throughout their time in the UK. This requirement is calculated on a monthly basis, covering up to nine months of study, and varies depending on location.Â
Updated Maintenance Funds Required for the UK Student Visa
For applicants applying under the Student route on or after 11 November 2025, the monthly maintenance requirements have been revised.
- Students studying in London must now show £1,529 (₹1.8 lakh) per month, up from £1,483 (₹1.7 lakh).
- For those studying outside London, must now show £1,171 (₹1.3 lakh) per month, up from £1,136 (₹1.3 lakh).
Comparison Table
| Study Location | Previous Monthly Maintenance Fund Requirements | Current Monthly Maintenance Fund Requirements | Total Funds Required for 9 Months |
|---|---|---|---|
| London | £1,483 (₹1.7L) | £1,529 (₹1.8L) | £13,761 (₹16.2L) |
| Outside London | £1,136 (₹1.3L) | £1,171 (₹1.3L) | £10,539 (₹12.4L) |
These estimates include rent, food, utilities, transport, and other personal expenses. Use our Cost of Living Calculator to estimate your exact monthly expenses.
Key Takeaways
The updated maintenance fund requirements for UK Student Visas represent a notable increase. Students studying in London will need to show an additional £46 per month (approximately ₹5,400), which adds up to £414 (approximately ₹49,000) extra over the 9-month period.
For those studying outside London, the increase is £35 per month (approximately ₹4,100), totaling an additional £315 (approximately ₹37,000) over 9 months. These changes apply to all applications submitted on or after 11 November 2025, so prospective students should factor in these higher amounts when planning their finances for studying in the UK.
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FAQs
What are the current UK student visa maintenance fund requirements for London?
Students studying in London must demonstrate £1,529 (₹1.8L) per month for their UK student visa maintenance funds.
What are the UK student visa maintenance requirements for locations outside London?
International students studying outside London require £1,171 (₹1.3L) monthly for their UK student visa maintenance funds.
Do UK student visa maintenance funds include tuition fees?
UK student visa maintenance funds cover only living expenses; applicants must separately demonstrate the ability to pay outstanding tuition fees.
How are UK student visa maintenance funds calculated for the course duration?
UK student visa maintenance requirements are calculated monthly for the course length, capped at nine months maximum.
What is the 28-day rule for UK student visa bank statements?
The required funds must be held in your bank account for a consecutive 28-day period, with bank statements printed no more than 31 days before your visa application date.
Can the bank balance drop below the required amount during the 28-day period for a UK student visa?
The funds must not fall below the required amount at any point during the entire 28-day period for UK student visa applications.
How many hours can UK student visa holders work during term time?
UK student visa holders studying degree-level courses can work up to 20 hours per week during term time.
Are there work restrictions during holidays for UK student visa holders?
UK student visa holders can work full-time during vacation periods without hour restrictions during official university breaks.
Can education loans be used to meet UK student visa financial requirements?
UK student visa applicants can provide a letter from a regulated financial institution confirming an education loan provided by their national government, which is exempt from the 28-day holding requirement.
What is a CAS for UK student visa applications?
A Confirmation of Acceptance for Studies is a unique reference number issued by your UK university that confirms your unconditional offer and sponsorship.
If you are an aspirant looking to study at your dream university, book an appointment with AdmitX today and start your applications early to avail yourself of all the benefits.
