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Cost of Living in Italy

Indian students studying in Italy should be aware that living expenses there are comparatively greater than in their native country, even though the country offers a top-notch educational system.

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What is the cost of living in Italy for Indian students?

Depending on the city they study in, Indian students may have different living expenses in Italy.

A student should budget between 800 and 1,200 euros a month on average for housing, food, transportation, books, and other incidentals. The cost of living is typically higher in major cities like Rome, Milan, and Florence than in smaller towns.

While daily food expenses may average between 200 and 300 Euros per month, rent for a shared apartment or student accommodation might range from 300 to 600 Euros per month. With student discounts available, the cost of transportation is also rather reasonable.

Affordable cities to live in Italy

Italy has several cities with a lower cost of living, making them more affordable for students and expatriates.

Some of the affordable cities to live in Italy include:

1. Palermo:

The capital of Sicily, Palermo, offers a lower cost of living compared to northern Italian cities. Rent and daily expenses are more budget-friendly.

2. Bari:

Located in the southern region of Apulia, Bari is known for its historic charm and relatively lower living costs.

3. Naples:

Naples, in southern Italy, provides a unique cultural experience and affordable living, especially in comparison to northern cities like Milan and Rome.

4. Perugia:

This small, picturesque city in Umbria offers a lower cost of living and is home to the University for Foreigners, making it popular among international students.

5. Catania:

Another Sicilian city, Catania, is known for its affordability and vibrant student community.

6. Bologna:

While not as low-cost as some southern cities, Bologna is more affordable than Milan or Rome and is a popular choice for students.

7. Pisa:

Known for its famous leaning tower, Pisa is a smaller and more affordable city in Tuscany.

Also read- Study in France

University Fees & Study Cost in Italy

Here’s a general overview of the costs:

1. Tuition Fees:

  • Public Universities (Non-EU Students): Tuition fees for non-EU students are higher, ranging from 1,500 to 4,000 euros per year for undergraduate programs and 1,500 to 8,000 euros per year for master’s programs.

  • Private Universities: Private universities generally have higher tuition fees. Costs can vary significantly, but they can range from 6,000 to 20,000 euros or more per year.

2. Ph.D. Programs:

Tuition for Ph.D. programs is often lower or even free at public universities, regardless of your nationality.

3. Living Expenses:

The cost of living in Italy varies by location, with major cities like Milan and Rome being more expensive. On average, students can expect to spend 800 to 1,200 euros per month on accommodation, food, transportation, books, and other personal expenses.

4. Health Insurance:

Health insurance is mandatory for all students in Italy. The cost can vary, but it is usually around 150 to 200 euros per year.

5. Student Visa:

Non-EU students may need to pay for a student visa or residence permit, which can cost around 50 to 200 euros.

Additionally, there are often scholarships and financial aid options available to help offset some of the expenses for eligible students.

Health Insurance for International Students

Health insurance for international students in Italy is a crucial requirement. There are two primary options for health insurance:

1. Italian National Health Service (Servizio Sanitario Nazionale, SSN):

If you are an EU/EEA student or a student from a country that has a reciprocal healthcare agreement with Italy, you may be eligible to register for the Italian National Health Service (SSN).

This provides you with access to state healthcare services and covers most medical expenses. Registration typically requires paying an annual fee, which can be around 150-200 euros.

2. Private Health Insurance:

Non-EU/EEA students often need to purchase private health insurance to meet visa and enrollment requirements. The coverage and cost of private health insurance can vary depending on the provider and the plan.

It is essential to ensure that your insurance meets the specific requirements of your university and the Italian government. Many universities offer guidance on approved insurance providers, making it easier for students to choose a suitable plan.

Cost of Living: Rent, Transportation, meals & attractions 


  • Public Transport: €35-€50 per month
  • Meals: €300-€550 per month
  • Attractions and Activities: €15-€20
  • Rent (1-bedroom apartment): €700-€1200 per month


  • Public Transport: €35-€55 per month
  • Meals: €350-€600 per month
  • Attractions and Activities: €10- €15
  • Rent (1-bedroom apartment): €800-€1500 per month


  • Public Transport: €20-€30 per month
  • Meals: €250-€350 per month
  • Attractions and Activities: €12-€20
  • Rent (1-bedroom apartment): €600-€1000 per month


  • Public Transport: €40-€60 per month
  • Meals: €230-€350 per month
  • Attractions and Activities: €20
  • Rent (1-bedroom apartment): €800-€1300 per month


  • Public Transport: €35 per month
  • Meals: €110-€270 per month
  • Attractions and Activities: €15
  • Rent (1-bedroom apartment): €400-€800 per month

Tips to cost cut as a student

Cost-cutting is essential for students to manage their expenses efficiently. Here are some practical tips to save money & reduce costs while studying:

  1. Budget Wisely: Create a detailed monthly budget that includes all your expenses, from rent and groceries to transportation and leisure activities. Stick to your budget to avoid overspending.

  2. Use Student Discounts: As a student, you’re entitled to various discounts on transportation, attractions, and more. Always carry your student ID, and inquire about available discounts.

  3. Share Accommodation: Consider sharing accommodation with roommates or housemates to split the rent and utility costs. Shared housing is often more cost-effective than living alone.

  4. Cook at Home: Eating out can be expensive. Cook your meals at home, and buy groceries in bulk to save money. Meal planning can help you stick to your budget.


In conclusion, the cost of living in Italy varies greatly based on your lifestyle and the city you select. Cities like Naples and Florence provide a more cost-effective choice for students, although Rome and Milan are typically more pricey. The total costs include rent, transportation, meals, and the price of activities and attractions.

Italy offers a plethora of cultural experiences, whether taking in the historical treasures of Rome or the creative legacy of Florence. Students may make the most of their time in this fascinating nation by budgeting wisely.

If you are an aspirant looking to study at your dream university, book an appointment with AdmitX today and start your applications early to avail yourself of all the benefits.

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