Health Insurance for Students in Germany: Everything You Need to Know

Why Do Students Need Health Insurance in Germany?

✅Legal requirement for all      residents, including students. ✅Crucial for visa applications. ✅Mandatory for university      enrollment. ✅Provides financial protection and     access to top-notch healthcare.

Legal Requirements for Health Insurance

✅German law mandates health       insurance. ✅Ensures access to necessary     medical care. ✅Protects residents from financial     hardship.

Role in Visa Application

✅International students must             provide proof of health insurance. ✅Required for visa approval by     German embassies and consulates.

Public vs. Private Health Insurance

Public Insurance: ✅Covers essential medical care. ✅Fixed costs, solidarity principle. Private Insurance: ✅Customizable plans. ✅Costs depend on age and     health.

Eligibility for Health Insurance

✅Public Insurance: For students    under 30 in regular programs. ✅Private Insurance: For students     over 30 or in non-regular programs ✅Choose based on your age and     program type.

Costs of Health Insurance

✅Public Insurance: €120-    €130/month (standardized). ✅Private Insurance: €30-€150/month (based on coverage and age). ✅Public insurance offers comprehensive benefits.

Popular Health Insurance Pro

✅Public Providers: TK, Barmer, DAK      Health. ✅Private Providers: Allianz, AXA,      HanseMerkur. ✅DAAD insurance for scholarship      recipients

Key Takeaways and FAQ

✅Public insurance is preferred by     most students.Choose a provider with English      support (e.g., TK, Barmer).Consult AdmitX for expert           guidance.